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Roof Insurance Claims

At Florida Roofing & Construction we are extremely experienced with all types of insurance roof claims that pertain to bad weather such as damage from hail, rain, wind, tropical storms, and hurricanes. We specialize in getting your job completed as quickly and smoothly as possible.


We're your local, certified, neighborhood roofing contractor, we speak insurance language fluently which allows us to shift the power back to protecting the policyholder (you), as we have decades of experience installing roofing systems and the insurance process inside and out.


Our thorough hassle-free approach typically removes delays. We have found that most insurance companies are happy to communicate with your contractor of choice, provided they are legitimate, licensed, insured, reputable and professional. We employ an experienced, professional staff who can tackle any size job and assist in any type of claim process. It is our goal to not only serve your roofing needs but make the process hassle-free and pleasant for you.

Insurance Claim Process

Steps to file a roof claim with your insurance provider for a damaged roof:

  1. Assess the damage: Start by inspecting your roof to determine the extent of the damage. Look for signs of leaks, missing or damaged shingles, broken or cracked tiles, dents from hail, or any other visible damage. It's a good idea to take photos or videos of the damage as evidence for your claim


  2. Review your insurance policy: Familiarize yourself with your homeowner's insurance policy, paying particular attention to the coverage for roof damage. Look for details such as deductibles, coverage limits, and any specific requirements or exclusions related to roof claims.

  3. Contact your insurance company: Reach out to your insurance provider as soon as possible to report the roof damage. Most insurance companies have a dedicated claims department or helpline to assist you. Provide them with all the necessary information about the damage and be prepared to answer any questions they may have.

  4. Schedule an inspection: Depending on your insurance company, they may either send an adjuster to inspect the damage or request that you hire an independent roofing contractor to assess the roof. It’s important to follow the specific instructions provided by your insurance company regarding the inspection process. FLRC can assist you through the process from start to finish, free of charge

  5. Obtain a repair estimate: If your insurance company requires you to obtain repair estimate, contact us to schedule a complimentary inspection to assess the damage. Florida Roofing Construction will provide you with written estimate for the repairs. WE ARE NOT A PUBLIC ADJUSTER. It's advisable to work with a licensed, insured, and reputable roofing contractor to ensure you have a fair understanding of the scope of work and cost involved. Rest assured; we have you covered! Call us today for a free inspection!

  6. Submit the claim documentation: Compile all the necessary documentation for your claim, including photos/videos of the damage, the inspection report, and the repair estimate. Submit these documents to your insurance company as per their instructions. Keep copies for your records.

  7. Wait for claim approval: Your insurance company will review the claim and assess whether the damage is covered under your policy. They may also consider factors like the age and condition of the roof. The time it takes for claim approval can vary, so be prepared for some waiting. 

  8. Understand the settlement: If your claim is approved, your insurance company will provide details on the settlement amount and the process for receiving the funds. They may issue a check directly to you or involve your roofing contractor if the repairs are being handled by them.

  9. Coordinate repairs: Once you have received the settlement, you can proceed with repairing your roof. Ensure that you coordinate with your insurance company and follow any guidelines or requirements they have for the repairs.

    It's important to note that the specific process may vary depending on your insurance company and policy, so it's always a good idea to reach out to them directly for guidance tailored to your situation.


Why Choose Florida Roofing & Construction LLC?

Read Our Reviews here:

  • Certified Roofing and Building Contractor in the state of Florida

  • Licensed and Insured

  • Award-Winning SWFL Roofing and Building Contractor

  • Over 30 years of Industry Experience

  • Locally Owned and Operated

  • 100 % Customer Satisfaction Ratings and Reviews, Customer Focused and Driven

  • Full-Service Roofing & Building Contractor- We Handle It ALL!!

  • Install Superior and Most durable materials in the industry that will last years to come

  • Customized Services, Solutions Based on Your Needs

  • Free Inspections, Consultations, and Estimates

  • Manufacture Brand Certified, Installs to Florida Building Code

  • Superior Workmanship and Exceptional Customer Service

Our Promise

Florida Roofing & Construction is committed to giving every single customer a personalized, high-quality and cost-effective experience from beginning to end. Our specialists will personally oversee the project, assist with questions and deliver answers along the way.

We look forward to serving you with excellence.

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